Will My Homeowner’s Policy Cover My College Student? Are Your Car’s Futuristic Features Creating a Distraction? If there is a risk of the pet damaging any property, there could be a cause for concern. Insure a parcel. How Does an Insurer Decide if a Car is Totaled? Find out now how we can save you money, worry and time by completing our high value home insurance Free Quote Request. This may require you to explore high risk property insurance coverage. Think of it as artisan insurance, hand-crafted or virtuoso insurance which takes into account the higher-than-average value of your building, including special aspects, design features, high … And if you ever need to claim on your high value home ownership insurance, we’re here to help you do that too. Or think that your current high end property insurance plan meets your need. A High Value Home Insurance covers the contents and structure of the home including personal property, fixtures and fittings, bank cards, contents of the house and other liabilities. Rather, it is a payment of an additional freight charge in exchange for a higher limit of liability. With an actual cash value plan, the insurance company would pay you out how much that couch is worth today (so the $2,300). 01. Boost your coverage with optional add-ons Customize your Home Insurance to suit your unique needs and preferences with additional add-ons. Additional personal liability protection of up to $5 million. High-value home insurance is a special type of homeowners insurance designed for homes worth $750,000 and up. Go … Elevate Property Insurance In todays world of online shopping and going for the cheapest quote you can often get caught out with the small print or under insurance. Our optional shipment insurance provides: Peace of mind Cover the full value of your shipment against all risks. SRIM has been insuring high valued homes for several years across Canada. ParcelHero ® cover does not include damage to the exterior packaging. With it’s unique needs SRIM will tailor coverages and sublimits to suit the insured. If you fall outside of the standard market, due to your insurance history or the type of building you are looking to insure, we will help you get covered. Exotic pets that may carry a high value, or may even be illegal, could raise your premium or worse, your condo insurance provider could cancel your policy all together, negating any coverage altogether. It provides higher limits on coverage provided by standard policies, plus additional coverage for the unique needs of homeowners with high-end homes. Insurance calculator. Focused products bring the ability to insure challenging properties. 2 Easy management Simply choose this … But, when you stand back and look at your property, are you fully protected with the high value home insurance it deserves? SRIM offers a competitive High Value Homeowner’s program! We offer coverage exclusively designed for higher value homes, vehicles and other valuable assets. Most standard home insurance policies will cover some high-value items, but if the value of a specific item — think jewelry, artwork, watches, furs, etc. HSBC High Value Home Insurance. AIG’s Private Client high-value home insurance policy is a great example of the company’s specialized products and is a perfect fit for many affluent households, a comprehensive homeowners policy designed for fine homes. 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